Your money at a glance ๐ŸŒˆ

Monthly snapshot
โ†— Money coming in
ยฃ0

Recorded + scheduled

โ†˜ Money going out
ยฃ0

Recorded + scheduled

โœฆ Money left over
ยฃ0

Income minus outgoings

๐Ÿ” Regular payments
ยฃ0

Included in totals above

Where your money goes ๐Ÿฉ

Spending by category for the month selected.

Your household ๐Ÿ‘ฅ

Recent activity โœจ

Budget check ๐ŸŽฏ

Everyone has their own space ๐Ÿ‘‹

See each person's income, spending and monthly balance. Add as many people as you like.

Person's money

Money in & out ๐Ÿ’ธ

Add one-off income or spending for any person, including shared spending.

Add a transaction

Transactions

The regular stuff ๐Ÿ”

Weekly, fortnightly, four-weekly, monthly and yearly payments โ€” both income and bills.

Add regular payment

Scheduled entries are projected automatically in each month. Do not also add them as one-off entries or they'll count twice.

Regular money

Amounts below show how often each payment occurs in the selected month.

Little targets, big wins ๐ŸŽฏ

Set a monthly limit for each spending category and see your progress.

Monthly spending limits

Edit a limit and press Save. Leave blank or set to ยฃ0 to remove the limit.

Budget health ๐Ÿ’œ

See the bigger picture ๐Ÿ“Š

Easy-to-read breakdowns, trends and comparisons.

Spending pie chart ๐Ÿฉ

Income vs spending ยท last 6 months ๐Ÿ“ˆ

Spending by category ๐Ÿ“Š

Who spends what? ๐Ÿ‘ฅ

Make it yours โš™๏ธ

Your data and future connections, all in one place.

People in your household

๐Ÿฆ Bank account linking ยท coming later

In a future version, secure Open Banking could automatically import transactions with your permission.

Not connected yet. This standalone HTML file cannot securely connect to your bank on its own. A hosted app and an authorised Open Banking provider would be needed. Never enter banking passwords here.

Future feature ยท not live

Save a backup ๐Ÿ’พ

Everything is saved locally in this browser. Export a JSON backup before moving browsers, clearing browsing data or changing devices.

Restoring replaces the current Home Ledger data in this browser.

Data and privacy ๐Ÿ”’

No online account, cloud sync or bank integration is active. This is a personal offline-friendly file; data remains in this browser's local storage. Other devices will not sync automatically.